First My Illness...Now Job Discrimination The two major laws that exist to ensure that anyone with a disability or anyone dealing with a health crisis is not discriminated against are the Americans with Disabilities Act and the Family and Medical Leave Act. Insurance Rights of Cancer Survivors You have rights under federal and state laws to help you buy and keep coverage. But these rights are not comprehensive, and they may vary depending on where you live, what kind of coverage you have or seek, and other factors. Sample Appeal Letter for Services Denied as 'Not a Covered Benefit' You can use this letter as a model for an efficient, effective appeal letter. You may also need to enlist the help of a legal professional. Make sure your doctor knows any issues you have with insurance, as he or she may be able to help you. Understanding the Provisions of Your Managed Care Plan Managed care, by definition, is a comprehensive method of managing and coordinating medical care you receive. The goal of case management is to coordinate and facilitate access to medical care, while adhering to the guidelines and provisions of your health benefit plan. Your Employment Rights as a Cancer Survivor Although most employers treat cancer survivors fairly and legally, some employers—either through outdated personnel policies or an uninformed or misguided supervisor—erect unnecessary and sometimes illegal barriers to survivors' job opportunities. Paying for Home Health and Hospice Care Home health care services may be paid for directly by the patient, through insurance coverage, or through other public or private sources. Most hospice care programs are provided to the patient regardless of the patient's ability to pay.